Get your $600 shopping account today. apply now
We have teamed up with zipPay to provide you with a better way to pay.
Get more time to pay for the things you love.
apply now
Get a decision in minutes
What is zipPay?
zipPay is a safe, simple and convenient payment option, powered by zipMoney that let's you shop online and pay later for your purchases. Its the better way to pay.
Key features and benefits
$600 account to shop anytime
Easy monthly payments
Shop without a credit card
Pay no interest ever
How does zipPay work?
Checkout with zipPay
Create an account and confirm your purchase. Simple social sign on in seconds.
We pay the store on your behalf
Your order is processed immediately - nothing to pay today!
Pay over time
You pay zipPay back over time in easy weekly or monthly payments. We put the flexibility in your hands!
What do people think?
Fast, super fast finance approved for my new bike! Thanks zip money! Now I can ride about town like a boss and pay it off with the amount that I can afford.
Dan S
Fantastic Staff and outstanding service. The whole application process took hardly any time at all.
Dale K
Bought my bike through Reid, used zip. Great product , 6 months interest free. Quick and easy application. Easy to manage. Just like a credit card but without the plastic.
Mike G
Frequently asked questions
Any Australian citizen or permanent resident, who is 18 years or older and is employed, earning at least $300 per week.
You can apply here or while making a purchase at any participating stores.To create a zipPay account, all you need is a social media account and to confirm the details that you would normally enter when shopping online (e.g. your name, email, mobile, address, DOB and gender). Subject to approval, this process takes only seconds after which you can complete your purchase and pay for it later! Once you’re approved for your zipPay shopping account, you never have to apply again and can continue to reuse it as much as you like.

At the end of every billing month, you can choose to pay off your balance in full, or simply make a payment that suits your budget (note: there is a minimum repayment of $30 per month required). A $6 monthly account service fee is added to your account for any month you have an outstanding balance.

There is NO establishment fee to setup your account and NO INTEREST ever! If you have repaid your balance in full within 30 days you will never be charged any fees! Additionally, once you have repaid your balance down to $0, no fees will ever be charged to your account – it will simply remain open waiting for you to use again to make additional purchases.

Customer service: 02 8294 2345

Read more about zipPay here