At the end of every billing month, you can choose to pay off your balance in full, or simply make a payment that suits your budget (note: there is a minimum repayment of $40 per month required). A $6 monthly account service fee is added to your account for any month you have an outstanding balance.
There is NO establishment fee to setup your account and NO INTEREST ever! If you have repaid your balance in full within 30 days you will never be charged any fees! Additionally, once you have repaid your balance down to $0, no fees will ever be charged to your account – it will simply remain open waiting for you to use again to make additional purchases.