Buy Now and Pay Later
Up to 12 Months Interest Free
Digging Bits has teamed up with zipMoney to give you the opportunity to pay for your orders with a flexible monthly payment plan.
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Get a decision in minutes
What is zipMoney?
zipMoney is a safe, simple and convenient way to pay for your purchase. It gives you the ability to checkout today, and pay for your order over time with flexible, interest-free payment plans.
The zipMoney process is entirely paperless and designed around simplicity.
How does zipMoney work?
Complete your application and get a decision in minutes
zipMoney will pay Digging Bits on your behalf
You pay zipMoney over time in easy monthly payments
Frequently asked questions
Be 18 years or over
Be an Australian citizen or a resident
Be employed in some capacity

Click Apply Now and complete the easy 3 minute application. You'll be surprised at how simple the process is.

Once approved and you accept the terms and conditions, zipMoney will pay Digging Bits on your behalf.

Although zipMoney's interest free plans means you can buy today without paying anything upfront, it is a loan and must be paid back. Failure to do so could affect your future credit rating.

zipMoney's payment plans are interest free for 6 months, but please be aware that interest will start to accrue after the interest free period. You can see your interest free balance, how long it is estimated to take to repay the loan and change your payment schedule in your digital wallet.

You can buy today and pay nothing upfront. By paying for your purchase on a plan you can split the cost and pay over time. zipMoney even pays Digging Bits on your behalf no money ever changes hands.

You are provided with a virtual account so for your next purchase with zipMoney, all you need to do is sign-in to your digital wallet, confirm and pay. No need to use your credit card or seek a loan elsewhere.

It's simple and easy to use.

No deposit, so nothing to pay today
A one off establishment fee may apply. Don't worry this is added to your interest free balance. Please see your application and contract for details.
Minimum monthly payments apply. See your contract and application for details.
An interest free period of 6 months, after which interest will accrue at the standard annual percentage rate
A small monthly admin fee of $6 (only payable if a balance is owing)

Please refer to your contract, terms and conditions for further information.

Customer service: 02 8294 2345

Available to approved applicants only. Minimum monthly repayments are required, see your contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 19.9%. A one off establishment fee applies, see your contract for details. A Monthly Account Service Fee of $6 (when balance owing) apply. Terms & Conditions apply and are available on application. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878). Visit to learn more about zipMoney.